PayPal Account in Nepal: Availability, Usage, and Alternatives Explained

 

Hey Everyone! If you are working as a freelancer or doing online shopping and would like to receive international payments in Nepal. If so, read until the end!

How many of you know what PayPal is? If you’ve ever done online shopping, you’ve probably heard of it. But the main question is, Can you really use PayPal in Nepal? Here’s Everything you need to know about it, including its availability, how to use it, and what is best suited as an alternative. 

 

 

What is PayPal?

As scary as the concept of PayPal might sound, there is no need to worry: PayPal is an online payment service that lets you pay for items using a secure internet account. You can add your bank account, credit card or debit card, and whenever you pay using PayPal it will ask which of them is used to pay. It’s a quick way to pay and send money online without sharing financial information. 

 

Is PayPal Available in Nepal?

No, PayPal is not fully Available in Nepal. The reason is due to the Nepal Rastra Bank (NRB) restricting foreign currency transactions. It will let you create a PayPal account but it won’t accept Nepali bank details. Payments are made by connecting to your debit or credit card and can only be sent.

 

How Can You Use PayPal in Nepal?

Even though PayPal isn’t fully available in Nepal, but there are ways to utilize PayPal for your financial transactions in Nepal:

Linking Foreign Bank Accounts

If you have a bank account in another country where PayPal is fully supported, you can link that account to your PayPal. This is often used by Nepalis who have lived or worked abroad.

Using PayPal for Online Purchases

You can use PayPal to shop on international e-commerce sites like eBay, Amazon, and others that accept PayPal as a payment method.

Freelancing Platforms

Many freelancing platforms like Upwork and Fiverr allow you to withdraw your earnings through PayPal. However, since you can’t link a Nepali bank account, you’ll need to find alternative ways to access these funds, such as transferring them to a bank account in a supported country.

 

Alternatives to PayPal in Nepal

With the constraints of PayPal in Nepal, following are some other alternatives to carry out online payment, and receiving international payout :

1. Skrill: It works for complete Nepal and you can send and receive money through it, also withdraw to your local bank.
2. Payoneer: Payoneer is widely preferred by freelancers and businesses for global payment processing. You can link a Nepali bank account for withdrawing funds.
3. Bank Wire Transfers:  If you are going to be making a lot of money then the best way for sending currency should be direct bank wire. Sure, they might be slower and costlier, but it’s safe as well as straightforward.
4. E-Sewa and Khalti (For Local Payments): Let’s talk local! E-Sewa and Khalti are two of the most popular digital wallets in Nepal, and they’re absolute lifesavers for managing day-to-day payments. While these platforms don’t support international transactions, they’re perfect for freelancers or small business owners handling domestic payments.

 

Future of PayPal in Nepal

Meanwhile, PayPal is also becoming more and more popular in Nepal and the demand for its services are increasing daily where both government as well as financial institutions have become conscious about this need. There are plans to fully bring PayPal in Nepal, but that could take time. In the meantime, using already available alternatives and understanding current limitations can help you better manage online payments.

 

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Also Read : How to earn money from Facebook in Nepal 2025

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Steps to Create a Verified PayPal Account in Nepal

You can neither link Nepali banks here, but you can set up a PayPal account with international banking solutions to get it verified;

Step 1. Setting Up Your Account:

• Go to PayPal Website & Signup
• Select between a ‘Personal’ or ‘Business’ account based on your needs.
• Fill in your information such as – Your name, Email, and choose a strong password

Step 2. Linking and Verifying Your Card: 

• Link an internationally accepted card to your PayPal account.
• Verify the card by confirming small deposits made by PayPal.

 

Final Words 

PayPal is not completely available in Nepal yet; however, it does not mean you have no option. From shopping online to freelancing, you can still find ways of using PayPal and making the most of alternatives such as Skrill, Payoneer, or even bank wire transfers. These tools help connect us to the world global economy despite these current limitations for Nepalis.

The growing popularity of PayPal in Nepal indicates that there may be more solutions possible in the future. Until then, it would be wise to learn how to work with what is available in the country and keep doing things.

If you find this article useful, please share it with anyone who might benefit from this information!

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Frequently Asked Question

Is it possible to send money to Nepal using PayPal?

Certainly PayPal can be used to send money to individuals in Nepal. The recipient can access the funds in their PayPal account. Use them for purchases or transfer them to a bank account in a country where PayPal is accepted. However direct transfers to a Nepali bank account are not feasible. 

How can I receive payments in Nepal?

While receiving payments directly into a Nepali PayPal account is not an option there are alternatives. Platforms such as Payoneer and Skrill offer the ability to link Nepali bank accounts. Moreover if you have relatives or friends overseas you can leverage their PayPal accounts to receive payments. Then transfer the funds to your account through different channels. This workaround can be beneficial for freelancers and small business owners who engage in transactions.

Can I link a Nepali bank account to PayPal?

Unfortunately linking a Nepali bank account with PayPal is not permitted. Policies set by the Nepal Rastra Bank (NRB) restrict foreign currency transactions, which prevents PayPal from accepting Nepali banking information. Although this restriction may pose challenges there are solutions exploring.